BoB Eterna Credit Card
by Bank of Baroda
Card Details
Annual Fee: ₹0
Rewards Rate: 15 RP per ₹100 on online, travel, dining & international (3 base + 12 accel, bonus capped at 5,000 pts/month); 3 RP per ₹100 base on all spends
Rewards Cycle: statement
Key Perks
- ✓Unlimited domestic lounge access (primary + add-on cardholders)
- ✓3.75% statement credit on key categories
- ✓Net +1.39% profit on international spends after forex markup
- ✓10% instant discounts on Amazon & Flipkart sales
Cashback Categories
OnlineTravelDiningInternational
Inclusions
- +Online spends
- +Travel bookings
- +Dining
- +International transactions
Exclusions
- ✗Fuel
- ✗Rent
- ✗Wallet loads
- ✗Utilities (>₹50k/txn)
- ✗Insurance
- ✗EMI
- ✗CC UPI (0.75% only)